The Real Discounts You Get from the Insurance Company

Insurance companies made headlines offering their policyholders refunds, credits, or one-time payments during the coronavirus pandemic. Many of their policyholders recently lost work because of the economic shutdown.

This is a welcomed relief. But when ordinary business resumes, what will the insurance companies discount next?

Insurance Discounts They Can Afford

All of the big insurance companies have announced refunds, which range from 15% to 25% of premium payments. Collectively, $6.5 billion is going back to policyholders.

However, $6.5 billion is not a lot to the largest auto insurer, State Farm. In 2018, it took in $81 billion and held $100 billion in assets. With such deep pockets, State Farm can surely afford to be a good neighbor when it really matters to you. So how will insurance companies act then?

Bad Business as Usual

Insurance companies are not in the business of performing acts of charity. They are supposed to compensate for your pain and suffering after you are injured in an accident. But paying hospital bills is expensive and it doesn’t score them favorable publicity. Suddenly, doing What’s Right does not come so naturally to them.

Instead of dealing fairly, they will:

  • Dispute the cause of your injuries or the reasonableness of the treatment you need
  • Lowball your settlement, knowing their offer falls short of your claim’s full value
  • Ignore your calls and drag out paperwork to wear you down

When it Matters, Sam & Ash Injury Law Does What’s Right

When the insurance company discounts the value of your injury claim, it will cost your physical wellbeing and economic security.

You can get more with a personal injury lawyer and Sam & Ash Injury law are the personal injury lawyers who do What’s Right:

  • We represent you for nothing upfront
  • Our goal is to win you the highest possible settlement

We are available 24 hours to offer you a free consultation on your case at 1 (800) 304-2000. When it matters most, Sam & Ash Injury Law will get you What’s Right.

Author: Ash Watkins

Ash started her legal career defending insurance companies against injury victims. She saw how insurance companies treated people who had legitimate injury claims. But she also saw how notoriously sleazy the personal injury lawyers were. Neither side was focused on the injured person, so she decided to do something about it.