Whether you are in a minor fender bender or a major crash, a collision can put your car out of commission for days, weeks, months, or even forever. Without a car, you may not be able to get where you need to go, including to doctor’s appointments and work. If you are struggling to recover from an injury after a crash, you don’t need this added headache. A lawyer from Sam & Ash, LLP can help you explore your options for repairing or replacing your vehicle.
At Sam & Ash, LLP, we know that getting into a crash and losing your vehicle can bring your busy life to a halt. That’s why our car accident lawyers are dedicated to doing What’s Right and getting you back on the road. We can negotiate for you if insurance companies deny your claim or try to lowball your repair and replacement costs. Our team is here to help you get the best possible outcome.
If you’ve been hurt in an accident and need help, get in touch with us today. We will review your case for free and talk about all the ways that we can help.
Who Pays for Car Repairs After an Accident in Nevada?
Who will pay for your car repairs? That depends on who was at fault, whether the at-fault person has insurance, and whether your own insurance policies may also cover the accident.
Fault matters. After an accident, investigators will work to determine what happened and who was at fault. In Nevada, if you were 50% or less at fault for the accident, you can seek compensation from the other side’s insurance policies. You can also bring an action against the other party for your vehicle repair or replacement costs.
Their insurance matters. In Nevada, every driver must meet minimum liability insurance requirements to operate on the state’s roads. But these two issues can arise:
- Underinsured motorist. The minimum insurance Nevada requires may not be enough to cover the cost of vehicle repair or replacement after your car accident. That means the other driver may be underinsured.
- Uninsured motorist. Some drivers operate without any insurance, which means they’re driving uninsured. In those cases, your own optional uninsured/underinsured policy may compensate you.
Your insurance matters. If you are in an accident and you have a collision policy that covers your vehicle, it may be used to pay for repair or replacement. If you don’t have collision coverage, or the damage exceeds your policy, then the other driver’s liability could cover it.
At Sam & Ash, LLP, we have a deep knowledge of Nevada car accident insurance law. We handle these property damage claims for free as part of your personal injury case. If you have questions about how to get your car fixed after a crash, we can answer them.
Replacing a Damaged Vehicle After an Accident
After an accident, your vehicle may be damaged beyond repair. But before you can get it replaced, insurance companies will need to declare it a total loss and then calculate the replacement value.
Vehicles that aren’t worth fixing are known as “totaled.” Insurance companies will determine whether a car is totaled by determining the car’s cash value. If the cost to repair the car is higher than its cash value, insurance companies will usually declare the vehicle a total loss. When that happens, the insurance company will pay you the car’s cash value, minus any deductibles that may apply in your case.
Getting Your Car Fixed After a Crash
If you need to get your car repaired, the process can get confusing when the other side’s insurance policies are involved. If you’ve been in an accident, take these steps to help get your vehicle back on the road.
- Talk with a lawyer about the accident, especially if you were injured and have questions about compensation. Our car accident lawyers at Sam & Ash, LLP offer a free case review and can answer your questions about getting your car fixed.
- Have your attorney talk with the insurance companies that may be involved. The insurance adjusters will ask for specific information about the accident. Anything you tell them could be used as evidence for the company to deny or diminish your claim. An attorney from Sam & Ash, LLP will be able to skillfully navigate these communications and negotiations.
- Find an auto repair shop to fix the damage. Your attorney may also be able to help you identify a shop that is approved by the insurance company.
- Talk with your attorney about a rental car. Insurance may cover the cost of a rental vehicle while your car is being repaired. Your attorney can help with that.
Do You Need an Attorney To Help with a Property Damage Claim?
If no one was injured in your accident and your vehicle had some minor damage, you can probably handle the property damage claim on your own. However, if you or others in your car were injured, you should speak with an attorney about the best way to move forward.
How To Prove a Property Damage Claim
While every car accident is unique, this evidence will help you prove your property damage claim:
- Photographs and videos of the damage
- Evidence of fault for the accident, including witness reports and police reports
- Details about how, where, and why the damage happened
What may seem to be a straightforward property damage claim can get complicated quickly when there are injuries or when the other driver disputes your claim. If you have questions or need legal advice, get in touch with Sam & Ash, LLP today.
Talk to a Las Vegas Car Accident Lawyer Now
If you have been hurt in a crash and need help getting your car fixed, call Sam & Ash, LLP today. We have trusted car crash lawyers who have helped thousands of clients throughout Nevada and California. Our team will work tirelessly to do What’s Right for you.
For a free case review, get in touch with Sam & Ash, LLP.