Ashley Watkins of Sam & Ash Injury Law Appears on Local Living: Child Injuries in Car Accidents – What Parents Need to Know in 2026
Las Vegas, NV January 13, 2026: Ashley Watkins, co-founder of Sam & Ash Injury Law, joined Local Living this morning to discuss one of the most frightening scenarios for Nevada parents: when a child is injured in a car accident, and what to do next.
With motor vehicle crashes remaining the leading cause of death for children and teens in Nevada, and Clark County reporting thousands of accidents annually, Ash broke down liability, insurance coverage, immediate steps, and how parents can protect their families.
Key Highlights from the Segment
Nevada Liability & Insurance Basics
- Nevada is an at-fault state: if another driver caused the crash, their insurance should cover your child’s medical bills, pain, suffering, and future care.
- If fault is shared or unclear, your own uninsured/underinsured motorist (UM/UIM) coverage or MedPay (medical payments) can step in.
- These policies treat your child like any passenger. The key is having strong UM/UIM limits to protect your family fully.
What Happens If You’re Found at Fault?
- Many parents worry they can’t recover for their child if they’re partially responsible, but that’s not true.
- Your liability insurance won’t cover your own family (the “family exclusion”), but UM/UIM and MedPay often do, even in at-fault scenarios.
- MedPay is especially valuable: it’s no-fault and pays medical bills immediately for you and your passengers, including children.
- Ash noted: “We’ve helped families where the parent was partially at fault! The child’s claim can still move forward against other parties or coverage. The goal is always to get the child the care they need without bankrupting the family.”
Immediate Steps If Your Child Is Injured in a Crash
- Safety first: Call 911 and get medical help immediately. Even if injuries seem minor (children often hide pain).
- Document everything: Photos of the scene, vehicles, and injuries; police report; witness info.
- Avoid insurance statements: Do not give recorded statements until you’ve spoken to a lawyer. Adjusters often minimize child claims.
- Seek legal guidance: Contact a child injury attorney early. We guide families compassionately through the process.
Final Advice for Parents
- Boost your UM/UIM limits: It’s the best protection for your family on Nevada roads.
- Talk to your kids about safe driving early.
- Know you’re not alone. Help is available if an accident does happen.
Watch the full Local Living segment HERE.
Sam & Ash Injury Law is dedicated to protecting Nevada families after accidents, including car crashes involving children. We fight insurance companies so you get the full compensation you deserve. No fee until you win.
If your child has been injured in a car accident in Las Vegas, call Sam & Ash Injury Law today at (702) 820-1234 or visit samandashlaw.com for a free 24/7 consultation.
